Modular vs. Manufactured:
Myths & Facts
Myth #1: All factory-built homes are trailers.
Fact: Manufactured homes (built to the HUD code) are different from modular homes, which are built to the IRC and local codes, the same codes used for site-built houses. Modular homes are assembled in a climate-controlled facility, then set on a permanent foundation. Style, layout, and finishes are wide open.
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Myth #2: Factories use cheap materials.
Fact: You’ll see the same brand-name products found in site-built homes, often with upgraded specs. Lumber is sourced from North America, and parts are purchased through long-term supply programs for consistency.
Myth #3: You can move in the day the home is set.
Fact: Homes arrive about 85–90% complete. After set day, our crew connects utilities, finishes exterior tie-ins, completes trim and flooring, and handles punch-list items. Typical timeline to keys is about eight weeks, depending on options and site work.
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Myth #4: Mortgages are hard to get for modular homes.
Fact: Lenders treat modular homes like site-built once they’re on the foundation. You’ll start with a construction loan, funds draw as work is completed, and the loan converts to a standard mortgage at occupancy. We work with modular-friendly lenders and can help you get pre-approved.